October 23, 2021

What Is Cash App Direct Deposit Time?

What is Cash App direct deposit time? It has taken some time but Cash App now supports direct deposits. Read on to learn more about Cash App Direct Deposit including how long it takes for the money to reflect in your account.

While Cash App is known for offering a variety of great features and tools, there is one thing that they were yet to introduce and that is direct deposits. Luckily, as you can tell already, Cash App now offers its users direct deposit services.

What this means is that Cash App users now have the option of getting their paychecks directly deposited to their Cash App account. While this is a great feature, many are keen on time.

In particular many want to know the time it takes for the money to reflect in their account if they use it. If this is you, below you’ll find an answer to this question as well as other notables about Cash App’s Direct Deposit feature.

Know Also: – Cash App Login Online

What Is Cash App Direct Deposit?

Cash App Direct Deposit is simply a new feature that allows Cash App users to access their money (paychecks) without necessarily having to make a visit to their local bank.

While this feature is available to every Cash App user, there are a few things you’ll need to do so as to use it. For starters, you’ll need to make sure that your Cash App account is verified.

Yes, unverified Cash App accounts cannot use the Cash App Direct Deposit feature.

Furthermore, you’ll need to make sure that your Cash App account is linked to a valid bank account. Equally important is an accounting or routing number. This is the one you’ll share with your employer thus allowing for the direct deposit to happen.

What Are The Timeframes For Cash App Direct Deposits?

Now to the reason why you actually clicked on this post, what is Cash App Direct Deposit time? Well, it all comes down to the deposit type that you settle with.

Currently, Cash App offers two types of deposits, Cash App Standard Direct Deposits and Cash App Instant Direct Deposits. Worth noting is that with Standard Direct Deposits you’ll wait for 1 to 3 days before the money can reflect in your account.

In some instances, this time can extend up to 5 days. Instant Direct Deposits on the other hand are instant just as the name suggests.

When a deposit is made you can count on receiving it on your Cash App account immediately. While this is so, do note that you’ll be charged a small fee of 1.5% when using Cash App Instant Direct Deposits. Standard deposits on the other hand are completely free.  

Enabling Cash App Direct Deposit On Your Account

Enabling Cash App Direct Deposit on your Cash App account is a very simple process. But just in case you are having challenges or simply need some help doing so, below you’ll find a step by step guide on how you can enable Cash App Direct Deposit on Cash App.

Worth noting, you can be able to set up Direct Deposits using either your account and routing number or via a direct deposit form. The steps below are for those using their account and routing number to set up Cash App Direct Deposit.   

  • Step 1: Open Cash App On Your Mobile Device
  • Step 2: Go To Your Cash App Home Screen
  • Step 3: While At Your Cash App Home Screen Tap On The “Banking” Tab
  • Step 4: Select “Deposits & Transfers”
  • Step 5: Once You Are Done Select “Copy Account Details”

Once you are done, share the information that you’ve copied with your employer. You can share it with HR or anyone responsible for payments at your company’s payroll department.

Also Read: – Activate Cash App Card


Cash App Direct Deposit time tends to vary depending on the deposit method you choose. If you settle on Cash App Standard Direct Deposits, expect the process to take between 1-3 business days.

Cash App Instant Direct Deposits, despite the small fee you are charged per transaction, shortens the time it takes for your deposit to reflect in your account.

For more information:-



Leave a Reply

Your email address will not be published. Required fields are marked *